Quality dental care is something Dr. Thomas E. Cooke, DDS, takes very seriously. Dr. Cooke and our entire staff at our Raleigh, North Carolina clinic believe that our patients deserve efficient service, comprehensive dental care, and caring practitioners. As one of the many ways we provide our dental patients with the very best in service, we are proud to accept the dental financing program called CareCredit in addition to insurance and other forms of payment.
What Is CareCredit?
CareCredit makes it possible for patients to get the treatment they need or desire. In simple terms, it is a very flexible healthcare financing system that gives patients the ability to make monthly payments on dental services not covered by traditional insurance plans – things like insurance co-pays, cosmetic procedures, and deductibles, among many others.
Perhaps you have wanted the latest tooth whitening service, veneers, or even orthodontics. Many insurance plans only cover treatments associated with regular care, not cosmetic procedures. Since cosmetic dentistry can be expensive, many patients struggle paying for those services. CareCredit makes it simple. Think of it as a credit line for your health care expenses!
CareCredit is a product of Synchrony Financial, and has been around for 30 years. It is a revolutionary way of helping to pay for out-of-pocket healthcare costs. Approved cardholders can use it wherever it is accepted for cosmetic dental procedures and dental expenses as well as for:
- Hearing aids and related care
- Veterinary care
- LASIK procedures and vision care
- Cosmetic dermatology and skincare services
How Does CareCredit Work?
First, you must apply for CareCredit. Many people apply directly through the company’s website. At our dental clinic, we can provide you with an application. Once you are accepted, you may begin using the financing immediately. CareCredit is accepted by over 200,000 healthcare providers and retails across the United States, including Thomas Cooke, DDS and our clinic. Over 10 million people are cardholders with the CareCredit service.
Through CareCredit, we offer special promotional financing like short term no-interest options if accounts are paid in full within 9 or 12 months and if purchases exceed a minimum of $200. Promotional options like these can save patients hundreds, if not thousands, of dollars over time. Competitive annual interest rates are what make CareCredit a smart choice for healthcare financing. It works differently than a regular credit card by saving you money and by helping make it convenient to pay for healthcare services. See CareCredit’s website for more details.
Remember, CareCredit is not a replacement for dental insurance plans. It is used as a way to help pay for expenses not covered by those insurance plans. Together, those financing options make getting your dental care easier than ever!